The Total Money Makeover ___japo32

[b]The Total Money Makeover[/b] Sampling Rate: 44100 Hz Bit Rate: 128 kbps What It's About In this audio book, Dave condenses his 17 years of financial teaching and counseling into 7 organized, easy-to-follow steps that will lead you out of debt and into a Total Money Makeover. Plus, you’ll read over 50 real-life stories from people just like you who have followed these principles and are now winning with their money. It is a plan designed for everyone, regardless of income or age. With The Total Money Makeover, you'll be able to: * Design a sure-fire plan for paying off ALL debt * Recognize the 10 most dangerous money myths * Secure a big, fat nest egg for emergencies and retirement * Positively change your life and your family tree! Testimonies This book really got my attention and motivated me with its memorable phrases and illustrations and a realistic plan on how to get Murphy out of my life and keep him out for good. - Christine in CA We read The Total Money Makeover, and it changed our attitude about money. It has changed our lives so much that we bought 10 copies and gave them away to family members. We are getting ready to purchase 10 more to give away to our friends. - Devin and Glenda in Alaska Publisher's Notes The success stories speak for themselves in this latest book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!" And this isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: You. - Thomas Nelson Publishers I got the original FLAC version of this and converted it to MP3 for easier download. Thanks to hgate73 for the original FLACs!! ---japo32

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raydioaktivman (2010-11-21)

I appreciate this torrent, but the files are MPEG-1 Layer-2 format, not Layer 3(MP3) format as the description says. I found this out when the audio files would not transfer to by iPhone.
I ran them through an audio converter to put them into MP3 format, and now I can listen to them anywhere I go.
Note that iTunes will play the mp2 files, but they won't transfer to an iPhone/iPod/etc device.